Fraud Heaven: How Bad Laws Let Scammers Bleed Us Dry
Hanlon’s Razor—“don’t attribute to malice what can be explained by stupidity”—fits. Congress’s gridlock and ignorance (e.g., Pelosi’s “pass it to find out”) could explain bad laws without intent.
Friends, brace yourselves—our government’s got a hole in its pocket, and crooks are picking it clean! Just last week, on March 9, 2025, KOMO News dropped a bombshell: fraudsters swiped millions from Medicare and Medicaid, using fake electronic funds transfers—$27 million gone in 2023 alone, says the Health and Human Services watchdog (HHS OIG). They hacked emails, posed as doctors, and walked off with taxpayer cash meant for the sick and poor. It’s a scam so bold it’d make a highway robber blush—and it’s got folks thoroughly ticked off.
But don’t just shake your fist at the thieves. This mess runs deeper, and one sharp-eyed patriot saw it coming. Elon Musk, tapped by President Trump to root out government waste, pegged the real problem in a talk to Trump’s crew—paraphrased, he said: “Agencies make tons of wrong payments ’cause they’d rather pay than hear complaints, and the loudest whiners are the ones who don’t get cash.” Credit where it’s due—Musk nailed it. The feds are so scared of a ruckus they fling money at anyone who asks, legit or not. But why’s it so easy for scammers to cash in? The answer’s a bitter pill: poor regulation, born from badly written laws that Congress churns out like a broken mill. These laws are vague, bloated, and handed off to agencies in a way the Constitution never meant. That’s the root, patriots—let’s rip it up and see how it grows.
The Scam: A Thief’s Dream
Picture this: Medicare and Medicaid dish out billions—$1.9 trillion for Medicare, $820 billion for Medicaid in 2023—to keep doctors paid and patients cared for. The system’s run by the Centers for Medicare and Medicaid Services (CMS), and it’s supposed to be tight. But the HHS OIG says fraudsters cracked it wide open. They breached email accounts, faked payment requests, and siphoned off $27 million in one year—half the payors they hit lost cash. That’s your money, friends, vanishing into thin air!
Why’d it work? The rules are flimsy. CMS’s payment system—built under laws from 1965—lets funds flow fast to keep hospitals humming. No strong checks, no real locks. Musk’s right: if CMS says “no,” legit providers howl—patients suffer, headlines scream—so they pay first, ask later. Scammers know this, slip in, and cash out. The OIG’s yelling for fixes—better verification, shared warnings—but CMS is dragging its feet. This ain’t just a glitch; it’s a system begging to be robbed.
The Laws: A Mess Congress Made
Now, who’s to blame for these weak rules? Point straight at Congress—they wrote the laws that built this mess. Medicare and Medicaid come from the Social Security Act, a 1965 giant that’s grown to over 2000 pages with every tweak since. It’s a tangle—vague phrases like “Secretary shall establish procedures” (42 U.S.C. § 1395) leave holes big enough to drive a truck through. No clear orders to stop fraud, just a blank check for CMS to figure out. Sound familiar? It’s those omnibus bills we’ve been jawing about—thousands of pages, nobody reads ’em, and they’re packed with giveaways.
Take a look back: the Affordable Care Act (906 pages) lost $100 billion a year to fraud by 2020, says the DOJ. The 2020 COVID relief bill (880 pages) bled $80 billion to crooks, per the GAO. Every time, Congress writes a fat law, hands it off, and walks away. These ain’t accidents—they’re systemic enablers:
Vague laws plus giveaways plus delegation equals fraud heaven.
Congress knows this—GAO reports have screamed it for decades, pegging Medicare fraud at $60 billion a year since 2010. Yet fixes lag. Why? That’s where it gets dark.
Congress: Straying and Shirking
The Constitution’s clear as a bell—Article I, Section 8 tells Congress what it can do: tax, borrow, build an army, run trade. Healthcare? Welfare? Not on the list. The Tenth Amendment says if it ain’t there, it’s for the states or us folks. But Congress don’t care—they’ve stretched their power like a worn-out rope, writing laws on doctor bills and handouts that the Framers never dreamed of. Worse, Article I, Section 1 says they make the laws—not agencies. That’s the non-delegation rule: keep the power in Congress’s hands. But they’ve tossed it out the window.
Look at Medicare—Congress set it up, then told CMS, “You handle it.” Same with Medicaid, the EPA, 400 agencies strong. They scribble a 2000-page law, say “figure it out,” and call it a day. Why so loose? Some say it’s modern needs—big programs need big rules. But dig deeper: these giveaways buy votes and fatten donor wallets. Politicians like Sen. Robert Menendez—nabbed in 2023 for healthcare bribes—or Rep. Dan Rostenkowski, jailed in 1996 for congressional scams, pushed these laws. Coincidence? Maybe. But when fraud hits billions and fixes don’t come, you wonder: are they leaving holes on purpose?
Here’s the sting: Musk’s mindset fits. Agencies like CMS pay fast to dodge complaints—hospitals, doctors, even scammers holler if cash stops. Congress writes vague laws so nobody’s accountable—agencies stumble, fraud grows, and the GAO yells into the wind. Systemic enablers again: vague laws, giveaways, delegation—fraud heaven, and Congress ain’t lifting a finger.
The Fallout: Judges and Chaos
This mess don’t stop with agencies. When rules fail, courts jump in—just like we saw with Judge Alsup on March 13, bossing the VA to rehire workers. If CMS can’t stop this EFT scam, some judge might step up—say, under that 1946 law letting ’em check agency slip-ups. Bad laws spawn poor regulation, agencies fumble, and activist judges grab the reins. It’s a chain reaction, friends, and it all starts with Congress straying from Article I, Section 8 and shirking their duty.
Think on it: if Congress stuck to the Constitution—no healthcare empires, no blank checks—we’d have short laws, tight rules, no fraud buffet. The non-delegation rule would keep agencies on a leash; the Tenth Amendment would leave local stuff to states. Scammers wouldn’t have a prayer, and judges wouldn’t meddle.
Time to Fight Back
So what’s the move, patriots? Musk’s DOGE crew is sniffing out waste—good start. The DOJ nabbed $1.6 billion in healthcare fraud last year; keep swinging that hammer. But the real fix is Congress. Demand one-page laws—clear, simple, no wiggle room. Chain ’em to Article I, Section 8—every bill should prove it fits, or it’s trash. Enforce non-delegation—no more handing power to 400 agencies. The Tenth Amendment’s our shield—use it to chop this fraud heaven down.
Systemic enablers—vague laws, giveaways, delegation—thrive ’cause Congress lets ’em.
Decades of GAO warnings, billions lost, and they sit idle—maybe ’cause some profit from the chaos. Musk saw the rot: “pay ’em so they don’t complain” runs the show, and we’re the suckers. Write your congressmen—mine’s on my list—demand they quit straying and shirking. Post your take on Covenant Nation—is this intentional, or just dumb? Time to stop the bleed—speak up, America!